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WARNING: It is very dangerous to consolidate federal loans into a private consolidation loan.

You will lose your rights under the federal loan programs once you choose to consolidate with a private lender.

Consolidating allows you to merge multiple eligible loans into a single loan.As you weigh the pros and cons, keep in mind that timing is critical.With just a few exceptions, you get only one chance to consolidate with the government loan programs.Consolidation should only be considered after a thorough investigation of its benefits and drawbacks.For further information on Federal Loan Consolidation, try visiting: or ED-held FFEL loan that is current or less than 270 days delinquent.

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